Value Classic Business Checking

A small business checking account that requires lower monthly transactions and lower opening balance.

Small Business Checking

For a small business—where every penny counts—Value Classic Business Checking might be the perfect choice! Open your account with as little as $100. You get up to 150 free items per monthly statement. Pay no monthly maintenance fee as long as you maintain a $3,000 minimum daily balance. Access to free online banking. And, most importantly, you’ll have your own designated local business banker to guide you through crucial financial decisions.

Value Classic Business Checking Account Details:

  • $100 minimum opening balance
  • $3,000 daily minimum balance
  • $20 monthly maintenance fee if daily minimum balance is not met
  • 150 processed items per statement—$0.50 for each item over 150
  • Complimentary $10,000 cash-in processed per statement - $.30 for each additional $100 cash-in

All Accounts Feature

Online Banking
Monitor your accounts, make transfers and pay bills online.
Debit Card
Debit card with chip security.
Mobile Banking
Mobile access with mobile deposit*.
Financial Planning Tools
Access to financial planning tools such as Money Management, Quickbooks® and Quicken®^.
Paperless Statements
Option to easily go paperless with electronic statements.
Business Rewards Card
VISA® Platinum Business Card with no annual fee**.
Merchant & Treasury Services
Access to local Treasury and Merchant Services specialists.

Overdraft protection links your checking account to one of your other TowneBank deposit accounts. In the event of an overdraft, available funds will automatically be transferred from the linked account to the covered account. Overdraft protection transfer fees apply. There is no cost to link accounts, and you will only incur a fee if you use the protection.


Link your checking account to a pre-approved line of credit. In the event of an overdraft, funds will be transferred from your line of credit to the overdrawn account. Subject to credit approval; applicable interest rates apply.

*Your mobile carrier's web access and text messaging charges may apply. Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. All terms applicable to Online Banking apply to Mobile Banking.

^Quicken® and Quickbooks® are registered trademarks of Intuit Inc. First 3 months free, $10 per month thereafter.

**Normal credit approval criteria apply.

Open a Business Account

Open a Business Account

Ready to get started with a business deposit account or loan? We're very excited to help you become a TowneBank member.
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