Online & Mobile Banking: Small to Medium Businesses

With a Business Advantage checking account, you can enjoy several benefits at no cost with a $15,000 average balance, including:

• Processing up to 350 items per monthly statement cycle.
• Initiating up to 10 ACH Credit transactions per statement.
• Complimentary processing of $10,000 cash-in per statement.
• Enhanced fraud protection with Check Positive Pay and ACH Positive Pay services.
• Convenient mobile deposits³, business debit cards, and online bill pay.
• Integration with Quickbooks^ for financial insights.
• Sending invoices and accepting electronic payments with Autobooks.²

Members must be enrolled in Business Online Banking and have a deposit account with TowneBank. If your company is already a TowneBank member and is already using Business Online Banking, you should be able to initiate the enrollment within the online banking platform. If you need help or have questions, please contact our Treasury Member Care team at 844-638-6724, M-F, 8:30 AM - 6:00 PM.

Autobooks has one simple processing fee per transaction. Additionally, members have the option to upgrade their account package to unlock more robust accounting and reporting features for a small monthly subscription fee. See fee schedule within Business Online Banking.

If you have multiple checks to deposit for your business, we recommend using Remote Deposit. With Remote Deposit you will have a desktop scanner that you can scan multiple checks in just a few seconds. You can view your deposits, create reports and more!

If your business is enrolled in Bill Pay, the service is found under the 'Transfer and Payments' tab. Company Administrators must give entitlements to sub-users to access Bill Pay.

Make an online bill payment today!

• Log in to Business Online Banking
• Navigate to the Money Movement tab
• Click Pay Bills
• Choose a payee or click Pay someone new
• Enter the payment amount, delivery date, invoice number, and description
• Click Confirm all payments

View A Demo
View detailed steps to add a Payee,

Explore the TowneBank Business MERIT Programs
Business MERIT from TowneBank is a collection of financial services designed to support your bottom line, improve productivity and help you plan for the future. MERIT Programs include:

• Merchant Support
• Specialized Loans and Lines of Credit
• Evaluation of Company Benefit Programs
• Insurance Review
• and more!

Yes! TowneBank Business Mobile is our business mobile banking app.

Business Online Banking Mobile App - iOS | Android

Not registered for Business Online Banking? Get started today!
No matter the size and demands of your business, we have the online banking tools and cash management services to set you on the path to financial success:

Looking to expand your business? We can help!
Whether you need a business loan to lease new office space, purchase equipment, hire seasonal employees, or make the next big move, our hometown team can guide you to the right lending solutions. We have several options to meet your business lending needs.

Ready to apply? Visit a branch location or give us a call to speak with a hometown banker.

Normal credit approval criteria apply.
Your mobile carrier's web access and text messaging charges may apply.
All terms applicable to Online Banking apply to Mobile Banking.
App Store is a service mark of Apple Inc.
Google Play and the Google logo are trademarks of Google Inc.

Business Online Banking provides the following benefits for our business members:

• Advanced Reporting
• A Business Mobile App with Mobile Deposits
• Customizable Dashboard
• Comprehensive Administrative Features with Intuitive Interface
• Flexibility in User Entitlements
• Business Bill Pay with Enhanced Payment Details and eBills
• Alert Capabilities
• Wire Transfer Reporting
• Ability to Initiate Foreign Currency Wires Online

Want to see more? View our library of video demos to see more great features!

Not registered for Business Online Banking? Get started today!

No matter the size and demands of your business, we have the online banking tools and cash management services to set you on the path to financial success:

• Sole Proprietors and Small Business Owners
• Small to Medium Businesses
• Larger Corporations
• Non-Profit Organizations
• Business Online Tax Payments

Explore the TowneBank At Work for You Program

The At Work for You Program from TowneBank is a collection of financial services designed to support your bottom line, improve productivity and help you plan for the future, including:

• Merchant Support
• Specialized Loans and Lines of Credit
• Evaluation of Company Benefit Programs
• Insurance Review
• and more!

With the Business Mobile Banking app you can check your balances, deposit a check, approve wires and ACH transactions, and even make positive pay decisions all from your mobile phone or table!

Other features include:

• Review Accounts: easily navigate through multiple accounts, review detailed transaction history and conveniently search transactions.
• Treasury Services: review, approve, or deny ACH/Wire transactions.
• Pay Bills: schedule a one-time payment, add a payee or review scheduled payments.

Don't have the Business Mobile Banking App?
Download the free app from the Apple App Store or Google Play Store.

Did you know you can make mobile payments with your TowneBank Debit Card?
With Apple Pay, you can use the iPhone, iPad or Apple Watch to make secure purchases at stores and in apps using your card. To add your TowneBank MasterCard® debit card, follow the steps below:

• Open the Wallet app from your iPhone device
• Tap the plus sign
• Follow the onscreen instructions.

To learn more, visit the Apple Pay Official Page!

Your mobile carrier's web access and text messaging charges may apply.
All terms applicable to Online Banking apply to Mobile Banking.
App Store is a service mark of Apple Inc.
Google Play and the Google logo are trademarks of Google Inc.