If you are a business broker, CPA, attorney, loan broker, or consultant whose clients need SBA financing, you need a lending partner who understands the transaction and handles your clients well.
TowneBank SBA Lending is a nationwide lender serving borrowers across 48 states. Backed by a financial institution with approximately $22.6 billion in assets, our team includes more than 50 professionals who focus exclusively on Small Business Administration financing.
We are ready to talk with borrowers sent our way by referral partners like you. Whether your client is buying a business, purchasing owner-occupied real estate, financing equipment, or planning a partner buyout, our team understands how to navigate SBA financing and keep transactions moving.
We invite you to learn more about TowneBank SBA Lending. Below, you'll find the types of deals we finance, how the referral process works, and who to contact when a client is ready to discuss financing.
Have questions about SBA financing? Tell us about your project, and a member of our SBA Lending team will help you explore potential financing options and next steps.
Our referral partners come from a variety of professions, but they share a common goal: helping their clients connect with the right financing solution and lending team.
Bring buyers who need acquisition financing structured thoughtfully and kept moving as the transaction develops.
Bring SBA-eligible transactions and look to us as an experienced SBA lending partner for the financing side of the deal.
Work with clients who are buying a business, selling an interest, or restructuring ownership and need a lender who understands the financial picture.
Guide purchase agreements and buy-sell arrangements while we focus on the lending structure and requirements.
Work with candidates who need financing for selected concepts, and our franchise financing resources provide a useful starting point.
Whatever your discipline, the introduction works the same way: bring us the opportunity, and we will take the financing side from there and handle it with care.
We Invite You to Send Us These Deals
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Business Acquisitions
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Buying an Existing Business
Purchasing an established company often requires specialized financing. Our business acquisition loan solutions help buyers finance the transaction and move confidently toward closing.
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Partner Buyouts
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Buying Out a Business Partner
When ownership is changing, the right financing can help facilitate a smooth transition. Our partner buyout financing solutions are structured around ownership transitions and the purchase of a departing partner's interest.
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Owner-Occupied C.R.E.
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Buying or Building Your Facility
Ready to own the building your business operates from? Our SBA commercial real estate loans can help finance the purchase, construction, or expansion of an owner-occupied property.
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Franchise Financing
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Opening or Expanding a Franchise
Whether you're opening your first location or adding additional units, our SBA franchise lending solutions can help finance growth with selected franchise concepts.
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Business Expansion
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Expanding Your Business
Planning additional locations, a larger facility, construction project, or major build-out? Our business expansion loan solutions can help structure the financing around your growth plans.
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Healthcare Practices
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Professional Practice Financing
Dentists, physicians, veterinarians, senior care operators, and other licensed professionals may benefit from SBA practice financing solutions designed to support acquisitions, ownership transitions, real estate purchases, and growth initiatives.
A referral does not require a full application. To start the conversation, simply provide:
From there, we can discuss eligibility and the financing structure that best fits the deal . If the deal is eligible, we'll send you an Initial Document Request in an email with information on our Origination Process and a secure link to send us documents we need to do an initial review.
Referring a client is straightforward. Once an introduction is made, our SBA team takes the lead while keeping you informed throughout the process.
Send your client directly to a named Business Development Officer, or share the deal details and we'll make contact on your behalf.
Our pre-screen provides an early indication of whether the transaction may be able to move toward a term sheet, with a response usually delivered within two to three days.
From underwriting through closing, written checklists outline each requirement so borrowers, advisors, and referral partners always know what comes next.
After closing, a dedicated Portfolio Manager remains with the loan, providing a consistent point of contact instead of directing clients to a call center.
A pre-screen is not a commitment to lend, but it can provide useful direction early in the process. Our SBA loan process provides a closer look at how each stage fits together.
If your client is considering a partner buyout, you can also share our guide on how to buy out a business partner as they evaluate the transaction and ownership transition.
Referral partners often want more than financing expertise. They want confidence that their client relationship will be respected, communication will remain clear, and transactions will move efficiently.
Our SBA division focuses exclusively on SBA lending. We do not offer deposit accounts, lines of credit, or merchant services, eliminating concerns about cross-selling to clients you have worked hard to develop.
More than 50 professionals work exclusively on SBA lending, creating a level of specialization that many borrowers and referral sources do not encounter at traditional financial institutions.
Our SBA Preferred Lender status for 7(a) lending allows credit decisions to be made in-house, helping transactions move more efficiently.
TowneBank SBA Lending ranked #34 in loan volume among all SBA lenders. Our team serves borrowers across 48 states.
Explore our lending specialists and review success stories that demonstrate the experience, reach, and continuity our referral partners rely on. For professionals seeking an SBA lending partner, the combination of specialization, nationwide reach, and relationship-focused service provides a team designed to deliver the financing their clients need.
Have a client ready to discuss SBA financing? Our team is ready to review the opportunity, answer questions, and help determine the best path forward.
Reach out to a Business Development Officer or complete the form to get started with our team. We welcome SBA referral partners and are ready to discuss the opportunity with you.
Some applications may require further consideration, and additional information may be required.
Credit terms are subject to approval.
Amount of Credit is subject to SBA program.