Gold Checking

If you maintain a higher balance, need easy access, and want to earn interest on your money, Towne Gold Checking is for you. 

Towne Gold Personal Checking

It’s the best of both worlds. Earn interest on your balance, while you enjoy complete access. And as long as you maintain a required minimum, we’ll waive your $15 monthly maintenance. Plus, Towne Gold Personal Checking gives you all the standard features that come with every TowneBank personal account—Free Mobile and Online Banking with Bill Pay, Debit Card with chip security, email and text notifications…just to name a few! Talk with your local TowneBank professional about Towne Gold Personal Checking—and all the other benefits of a relationship with TowneBank. 

Checking Account Details:

  • Minimum balance requirements: $2,500 minimum daily, $5,000 average, or $20,000 combined, with other eligible TowneBank accounts, minimum daily
  • $15 monthly maintenance fee (if balance requirements are not met)
  • Interest bearing
  • $50 minimum opening balance
  • ATM fees vary by region

All Accounts Feature

Online & Mobile Banking
Online Banking with Bill Pay.
Mobile Banking With Mobile Deposit
Mobile banking** with a highly-rated app.
send money with zelle
Send or receive money right from your TowneBank mobile app with Zelle®*
Paperless Statements
Option to easily go paperless with electronic statements.
Financial Planning Tools
Access to financial planning tools such as Quickbooks® and Quicken®^.
Debit Card
Contactless debit card with chip security.

Acceptable Photo Identification

  • Valid Driver's License or State Issued ID Card
  • Unexpired Passport
  • Military ID

Acceptable Non-Photo Identification

  • Social Security Card
  • Voter Registration Card
  • Health Insurance Card
  • Birth Certificate
  • Employment ID Card
  • Paycheck Stub
  • Utility Bill Showing Current Address
  • Automobile Registration Card
  • Unexpired Work Visa

Apply for a Coverline

In the event of an overdraft, you can transfer funds in $100 increments from your Coverline line of credit to your designated account(s).


Overdraft Protection Transfers

Overdraft protection links your checking account to another TowneBank deposit account. In the event of an overdraft, available funds will automatically be transferred from the linked account to cover the overdraft. 

+ Coverlines require credit approval and interest rates apply.
^Quicken® and Quickbooks® are registered trademarks of Intuit Inc. First 3 months free, $10 per month thereafter.
*U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
**Your mobile carrier's web access and text messaging charges may apply.
All terms applicable to Online Banking apply to Mobile Banking.

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