Cashflow Saver

Build your emergency fund with this interest-earning business savings account.

Interest-Bearing Savings Account

Open a Cashflow Saver account with as little as $50. Earn a solid interest rate. Pay no monthly maintenance fee as long as you maintain a $300 daily minimum balance. Your interest compounds daily. And you can make up to three free withdrawals per month. It's a great way to set aside cash for your business emergency fund!

Cashflow Saver Account Details:

  • $50 minimum opening balance
  • $300 daily minimum balance
  • $6 monthly maintenance fee if daily minimum balance is not met
  • Interest compounded daily

All Accounts Feature

Online Banking
Monitor your accounts, make transfers and pay bills online.
Mobile Banking
Mobile access with mobile deposit*.
Paperless Statements
Option to easily go paperless with electronic statements.
Debit Card
Debit card with chip security.
Financial Planning Tools
Access to financial planning tools such as Money Management, Quickbooks® and Quicken®^.

Overdraft protection links your checking account to one of your other TowneBank deposit accounts. In the event of an overdraft, available funds will automatically be transferred from the linked account to the covered account. Overdraft protection transfer fees apply. There is no cost to link accounts, and you will only incur a fee if you use the protection.


Link your checking account to a pre-approved line of credit. In the event of an overdraft, funds will be transferred from your line of credit to the overdrawn account. Subject to credit approval; applicable interest rates apply.

Having adequate cash flow is essential to keep your business running. If you run out of available cash, you run the risk of not being able to meet your current obligations such as your payroll, accounts payable and loan payments. Use this calculator to help you determine the cash flow generated by your business.

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

*Your mobile carrier's web access and text messaging charges may apply. Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. All terms applicable to Online Banking apply to Mobile Banking.

^Quicken® and Quickbooks® are registered trademarks of Intuit Inc. First 3 months free, $10 per month thereafter.

Open a Business Account

Open a Business Account

Ready to get started with a business deposit account or loan? We're very excited to help you become a TowneBank member.
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