Value Solutions Business Checking

Analysis checking for businesses that use Treasury Services and make a lot of transactions.

Business Checking with Earnings Allowance

Some enterprises require a little more from a checking account—such as payroll tools, escrow, ACH, accounts payable and receivable tools, cash optimization, security, efficiency, merchant services…and custom reporting tools. If yours is one of those businesses, Value Solutions might be your Business Checking choice. You’ll benefit from a competitive ECR and the expertise of the experienced local banking and treasury teams at TowneBank.

Value Solutions Account Details:

  • Analysis account with competitive Earnings Credit Rate (ECR) to help offset fees
  • Access to Treasury Services and Merchant Services specialists

All Accounts Include

Online & Mobile Banking
Monitor your accounts, make transfers and pay bills online and on mobile*.
Debit Card
Debit card with chip security.
Mobile Banking
Mobile access with mobile deposit*.
Financial Planning Tools
Access to financial planning tools such as Money Management, Quickbooks® and Quicken®^.
Paperless Statements
Option to easily go paperless with electronic statements.
Business Rewards Card
VISA® Platinum Business Card with no annual fee**.

Overdraft protection links your checking account to one of your other TowneBank deposit accounts. In the event of an overdraft, available funds will automatically be transferred from the linked account to the covered account. Overdraft protection transfer fees apply. There is no cost to link accounts, and you will only incur a fee if you use the protection.


Link your checking account to a pre-approved line of credit. In the event of an overdraft, funds will be transferred from your line of credit to the overdrawn account. Subject to credit approval; applicable interest rates apply.

*Your mobile carrier's web access and text messaging charges may apply. Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. All terms applicable to Online Banking apply to Mobile Banking.

^Quicken® and Quickbooks® are registered trademarks of Intuit Inc. First 3 months free, $10 per month thereafter.

**Normal credit approval criteria apply.

Open a Business Account

Open a Business Account

Ready to get started with a business deposit account or loan? We're very excited to help you become a TowneBank member.
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