Earn More With Your Business Savings

Earn competitive interest & enjoy easy access to your funds.

Business Money Market

With TowneBank Business Money Market accounts, you can earn competitive rates and still enjoy access to your funds. This puts your cash reserves to work for you and lets you access your money for strategic initiatives or unexpected expenses. Compare our Money Market options and speak with a local, experienced TowneBank business banker about the best choice for you.

Cashflow Investor Money Market

  • $50 minimum opening balance

  • $2,500 minimum daily balance

  • Two interest rate tiers

  • $12 monthly maintenance fee, if daily minimum not met

Cashflow Market Master Account

  • $50 minimum opening balance

  • $10,000 minimum daily balance

  • Five interest rate tiers

  • $20 monthly maintenance fee, if daily minimum not met

All Accounts Feature

Online Banking
Monitor your accounts, make transfers and pay bills online.
Financial Planning Tools
Access to financial planning tools such as Money Management, Quickbooks® and Quicken®^.
Debit Card
Debit card can be added to all major digital wallets and includes Mastercard Easy Savings.**
Mobile Banking
Mobile access with mobile deposit*.
Transfers

Overdraft protection links your checking account to one of your other TowneBank deposit accounts. In the event of an overdraft, available funds will automatically be transferred from the linked account to the covered account. Overdraft protection transfer fees apply. There is no cost to link accounts, and you will only incur a fee if you use the protection.

Coverlines

Link your checking account to a pre-approved line of credit. In the event of an overdraft, funds will be transferred from your line of credit to the overdrawn account. Subject to credit approval; applicable interest rates apply.

* Your mobile carrier's web access and text messaging charges may apply. Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. Availability may be affected by your mobile carrier's coverage area.

** Restrictions apply. Rebates are currently available for qualifying eligible purchases. Participating merchants and rebates offers subject to change. you'll receive Mastercard Easy Savings Program rebates on top of merchant discounts and your card rewards. Mastercard Easy Savings, and the circles design are registered trademarks of Mastercard International Incorporated.

^ Quicken® and Quickbooks® are registered trademarks of Intuit Inc.

+ Coverlines require credit approval and interest rates apply.

Transaction limitations apply to savings and money market accounts. The first six (6) monthly external transactions are included and a $10.00 fee applies for each additional external transaction. External transactions are transfers from a savings or money market account to third parties by check, through point-of sale purchase transactions or similar debit card transactions, by pre-authorized or automatic agreements through an automated clearing house (ACH), wires, telephone, online or similar order payable to a third person, or ATM withdrawals. Exceptions apply for bank-initiated transactions and transactions required for legal reason.

Open a Business Account

Ready to get started with a business deposit account or loan? We're very excited to help you become a TowneBank member.
Get Started