Value Solutions

Value Solutions is the perfect choice for businesses with more complex needs. This account provides services you need to efficiently manage your company's finances.  Enjoy the benefits of a competitive earnings credit, along with the expertise of our talented financial services team.  Many companies utilize this account for payroll, escrow, and cash management services.

Account Details
  • Analysis account with competitive Earnings Credit Rate helps offset fees
  • Speak with a Treasury Services Specialist for benefits and pricing on a variety of automated business solutions
  • $100 minimum opening balance
Benefits
  • Free Mobile Banking*
  • Business Debit card**
  • VISA® Platinum Business Rewards with no annual fee**
  • Treasury Services available^ (ACH, wires, direct deposit and more) 
  • Access to Online Banking/ Bill Pay
  • Unlimited TowneBank ATM transactions
Overdraft Protection
Overdraft protection links your checking account to one of your other TowneBank deposit accounts. In the event of an overdraft, available funds will automatically be transferred in increments of $100 from the linked account to the covered account. Nominal overdraft protection transfer fees apply.

There is no cost to link accounts, and you will only incur a fee if you use the protection.

Speak with your hometown banker to get started!

Coverlines, an unsecured line of credit linked to your account, are also available.**