ATM and Debit Cards

The TowneBank business debit card is a convenient way to make business-related purchases at stores and withdrawals at ATMs.

  • All the benefits of an ATM Card
  • Use the card to make business-related purchases at gas stations, office supply stores, or anywhere MasterCard is accepted
  • Easier than writing a check
  • Funds are automatically withdrawn from your primary business account
  • Protect your TowneBank business debit card by registering here.

Under the provisions of state and federal law, the Debit Business Card may not be treated as a consumer card, and may not be used for personal purposes.


MasterCard SecureCode provides an added level of security for Internet purchases when using your TowneBank Debit Card.  Available only at participating MasterCard SecureCode online merchants.

To begin, simply register your TowneBank debit card with MasterCard SecureCode. During registration you will be asked to create a security code separate from your PIN. This code must be 6-10 characters long, contain a number (0-9), have no spaces and include both upper and lower case letters.  Once your card is registered, the SecureCode will be required for all purchases at participating online merchants. View a complete list of participating retailers.

Review these FAQs to learn more.

International Travel

Call your hometown banker before you travel internationally to avoid service interruption. 

For your security, there are several countries where there is a high level of attempted fraudulent ATM/Debit Card activity. In accordance with Master Card recommendations, transactions have been restricted in some countries in order to protect our members. This is why it's important for you to contact your hometown banker before you travel internationally.

You may be able to use travelers checks* or obtain foreign currency* before you travel. A hometown banker would be happy to assist you with either option. 

Review our FAQs to learn more about international debit card usage.

*Service fees may apply. There may be a fee for non-TowneBank ATM use.