We would like to remind our members that TowneBank will be closed on Monday, May 28th, in observance of Memorial Day. Thank you for choosing TowneBank!

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TowneBank Business Cafe owner

Need access to cash? Consider a business line of credit.

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Lines of Credit

If you are a business owner that needs access to cash, consider a business line of credit.   Finance a new revenue stream without using business or personal credit cards or borrowing from your savings. 

Working Capital Lines of Credit

  • Revolving lines of credit to fund general working capital needs, including accounts receivable and inventory
  • Borrow and repay funds at your convenience
  • Possible collateral for secured lines includes business assets, real estate, deposit accounts, and securities. Secured lines may offer lower interest rates depending on your business profile and credit history. Real estate secured lines specifically may offer higher credit limits.
  • Unsecured lines may be available, based on your personal and business credit history and cash flow. Unsecured lines may have lower credit limits and higher interest rates.

Business Equity Lines of Credit

  • Flexible, revolving lines of credit secured by the equity in your business property
  • Leverage the equity in your commercial real estate to work for you
  • Borrow and repay funds at your convenience
  • Interest only payments may be available depending on loan amount
  • Lines available in first or second lien position up to 75% of your property’s value

Learn More 

Speak with a Hometown Lender for more information.
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Normal credit approval criteria apply