On Thursday, January 18th, our Nags Head, Southern Shores and Corolla locations will remain closed due to icy road conditions. All other TowneBank locations will open at 11 a.m. to serve our members. Thank you for choosing TowneBank!

Close Closing Message

Loans and Lines of Credit

Working Capital Loans and Lines of Credit

  • Flexible term loans or revolving lines of credit to fund general working capital needs, including accounts receivable and inventory
  • Revolving lines of credit offer ultimate flexibility to borrow and repay funds  at the your convenience 
    • May be unsecured or secured by business assets, real estate, deposit accounts, securities, or other collateral.
    • Lines can be tied to a commercial checking account for easy transfer of funds
  • Term loans provide a long-term repayment option for financing permanent levels of working capital. Specific terms and conditions are customizable to the individual needs of the business.
  • Competitive interest rates and terms 


Commercial Installment Loans

  • Term loans to finance the purchase of business equipment, including furniture, machinery, and automobiles  
  • Flexible repayment schedules
  • Rates vary according to the term and down payment 
  • Fixed or floating rate options available

Apply Now

Speak with a Hometown Lender at a location near you.
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