Loans and Lines of Credit

Working Capital Loans and Lines of Credit

  • Flexible term loans or revolving lines of credit to fund general working capital needs, including accounts receivable and inventory
  • Revolving lines of credit offer ultimate flexibility to borrow and repay funds  at the your convenience 
    • May be unsecured or secured by business assets, real estate, deposit accounts, securities, or other collateral.
    • Lines can be tied to a commercial checking account for easy transfer of funds
  • Term loans provide a long-term repayment option for financing permanent levels of working capital. Specific terms and conditions are customizable to the individual needs of the business.
  • Competitive interest rates and terms 

Commercial Installment Loans

  • Term loans to finance the purchase of business equipment, including furniture, machinery, and automobiles  
  • Flexible repayment schedules
  • Rates vary according to the term and down payment 
  • Fixed or floating rate options available

Apply Now

Speak with a Hometown Lender at a location near you.
Normal credit approval criteria apply