Merchant Services

Whether your business already accepts credit cards, or you’re ready to enhance the payment methods available to your customers, we can help you with a solution that complements your business.

Card Processing

Our payment solutions are tailored to your individual business needs. Before we offer a solution, TowneBank, and our processing partner, BASYS, will perform an in-depth analysis of your business’ processing needs.

Our solutions serve the following markets:

  • Medical Offices
  • Service Providers
  • Retail
  • Petroleum
  • Restaurants
  • Business-to-Business

We are also pleased to provide the following specialty solutions:

  • Terminal Processing
  • Mobile Processing
  • Virtual Terminal Processing
  • E-Commerce
  • Point of Sale System Integration

In addition to debit and credit card processing, we also offer these ancillary services:

  • Gift & loyalty card programs
  • Pin Debit Processing
  • Online Reporting
  • Check Processing 
PCI Compliance

Payment Card Industry Data Security Standards (PCI-DSS)

TowneBank's partner in PCI Compliance is SecurityMetrics a leading provider in merchant data security and compliance. Every day businesses around the world process millions of transactions that must be kept secure and SecurityMetrics is one of a select group that provides PCI Scans, PCI-DSS Assessments, Payment Application Data Security Standards Audits, PCI Forensic Investigations and Point-to-Point Encryption Assessments.

Learn more about PCI Compliance requirements with this convenient quick reference guide.

Data Security 

Visa Guidelines 

Payment Card Industry Standards

Mastercard Guidelines 

MasterCard Interchange Rates

Visa Interchange Rates

Minimum/Maximum Transaction Amounts

Merchant Resources

For 24 hour terminal assistance, 7 days a week: 800-647-3722

Reorder terminal supplies by calling 800-386-0711.

All other inquiries: Use the Contact button below or call 757-638-7515. Our merchant accounts are opened and managed locally.

TowneBank Merchant Services include MasterCard®, VISA® and Discover® programs.