Merchant Services

Whether your business already accepts credit cards, or you’re ready to enhance the payment methods available to your customers, we can help you with a solution that complements your business.

Card Processing

Our payment solutions are tailored to your individual business needs. Before we offer a solution, TowneBank, and our processing partner, BASYS, will perform an in-depth analysis of your business’ processing needs.

Our solutions serve the following markets:

  • Medical Offices
  • Service Providers
  • Retail
  • Petroleum
  • Restaurants
  • Business-to-Business

We are also pleased to provide the following specialty solutions:

  • Terminal Processing
  • Mobile Processing
  • Virtual Terminal Processing
  • E-Commerce
  • Point of Sale System Integration

In addition to debit and credit card processing, we also offer these ancillary services:

  • Gift & loyalty card programs
  • Pin Debit Processing
  • Online Reporting
  • Check Processing 
PCI Compliance

Payment Card Industry Data Security Standards (PCI-DSS)

TowneBank's partner in PCI Compliance is SecurityMetrics a leading provider in merchant data security and compliance. Every day businesses around the world process millions of transactions that must be kept secure and SecurityMetrics is one of a select group that provides PCI Scans, PCI-DSS Assessments, Payment Application Data Security Standards Audits, PCI Forensic Investigations and Point-to-Point Encryption Assessments.

Learn more about PCI Compliance requirements with this convenient quick reference guide.

Data Security 

Visa Guidelines 

Payment Card Industry Standards

Mastercard Guidelines 

MasterCard Interchange Rates

Minimum/Maximum Transaction Amounts

Merchant Resources

For 24 hour terminal assistance, 7 days a week: 888-415-8303.

Reorder terminal supplies by calling 800-386-0711.

All other inquiries: Use the Contact button below or call 757-638-7515. Our merchant accounts are opened and managed locally.