On Thursday, January 18th, our Nags Head, Southern Shores and Corolla locations will remain closed due to icy road conditions. All other TowneBank locations will open at 11 a.m. to serve our members. Thank you for choosing TowneBank!

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The best of checking and savings!

Money Market

TowneBank money market accounts compound interest daily, and the higher the balance, the higher the interest rate.
Towne Investor
  • Free Online Banking and Bill Pay
  • Free budgeting and planning tools with FinanceWorksTM
  • Free Mobile Banking* that includes mobile deposit
  • $2,500 minimum daily balance to avoid monthly maintenance fee
  • $12 monthly maintenance fee if balance requirement not met
  • 6 pre-authorized withdrawals, automatic, or telephone transfers, checks, drafts & debit card or other similar transactions per statement cycle
  • $15 fee per transfer/withdrawal after 6 transactions
  • Interest compounds daily
  • 2 interest tiers 
  • $50 minimum opening balance 

Interest Tier Levels
$0-$2,499
$2,500 and over


Towne Market Master
  • Free Online Banking and Bill Pay
  • Free budgeting and planning tool with FinanceWorksTM
  • Free Mobile Banking* including mobile deposit
  • $10,000 minimum daily balance to avoid monthly maintenance fee
  • $20 monthly maintenance fee if balance requirements are not met
  • 6 pre-authorized withdrawals, automatic, or telephone transfers, checks, drafts & debit card or other similar transactions per statement cycle
  • $15 fee per transfer/withdrawal after 6 transactions
  • Interest compounds daily
  • 5 interest tiers
  • $50 minimum opening balance

Interest Tier Levels
$0-$9,999       
$10,000-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000 and over

Overdraft Protection

Use your Towne Saver account to help protect your personal checking account in case of overdrafts.

  • Link your savings account to cover your TowneBank personal checking account.
  • Once linked, transfers automatically occur in $100 increments to cover overdrafts in your selected personal accounts
  • Overdraft protection fee applies for each transfer
Contact your hometown banker to learn more.

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We've provided a list of everything you'll need.  
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*Your mobile carrier's web access and text messaging charges may apply

All terms applicable to Online Banking apply to Mobile Banking

FinanceWorks is a registered trademark of Digital Insight