Chris Kwiatkowski

Chris Kwiatkowski serves as President of TowneBank SBA Lending after leading the Small Business Lending arm of Dogwood State Bank since 2019. A graduate of the University of North Carolina at Asheville, Chris has spent three decades specializing in small business financing. He is based in Charlotte and leads a team that provides SBA 7(a), SBA 504, and SBA Express loans to small businesses nationwide.