CDs

For longer-term saving needs like education, a new home or retirement, our CDs offer a variety of choices
Traditional CDs

• $1,000 minimum opening balance

• Terms from 7 days to 5 years

• Traditional IRAs, Roth IRAs, and SEPs available

Early withdrawal penalties may apply.

12-month Add-On CD

• Only $100 minimum opening balance

• Additional deposits may be made with $50 or greater.

• Traditional IRAs, Roth IRAs, and SEPs available

Early withdrawal penalties may apply.

Jumbo CDs
  • Available for $250,000 or more
  • Traditional IRAs, Roth IRAs, and SEPs available
  • Rates vary, and may be obtained by calling a hometown banker.

Early withdrawal penalties may apply.

CDARs

CDARs provides an easy way to access FDIC insurance on principal and interest on large CDs through one bank. With CDARs a large deposit can be dispersed into smaller amounts across a network of banks. Then, those banks issue CDs in amounts under the standard FDIC insurance maximum, so your investment is eligible for protection.

  • One Bank - conveniently manage large CD deposits through one bank
  • One Rate - no need to worry about multiple rate negotiations or consolidating multiple disbursement checks
  • One Statement - receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned and other details