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Freedom. Flexibility. Convenience.

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Credit Cards

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that's right for you!

A Longer Intro Rate

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster. More

Earn Rewards

Visa® Bonus REWARDS

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase. More

Visa® Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase - all with a low annual fee. More

Cash Rewards American Express® Card

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. More

Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase - all with a low annual fee. More

Build Credit*

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More

Apply Now

Apply online or contact your Hometown Banker for more information.

By selecting to apply you are leaving the TowneBank website and going to the Elan Financial Services site.

Checkmark

1- Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. 

*Late payments and going over the credit limit may damage your credit history. 

Subject to credit approval

The creditor, issuer, and service provider is Elan Financial Services, pursuant of separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.