Online & Mobile Banking Sole Proprietors

Some may call your business small, but to us, you are mighty! You wear many hats, so you need to simplify your bookkeeping and manage your cash flow access anytime, anywhere. If you are a sole proprietor and would like to manage your personal and business accounts in one place, we recommend our Towne-Biz online banking solution.

Enroll  Compare to Business Online Banking

  • Convenient Mobile^ Login

    Touch ID® / Fingerprint LoginTM / Or Face ID®

  • Mobile Check Deposit

    Deposit checks* from anywhere.

  • Shared Access

    Grant shared access to other users.

Want to see more?

View some of our most popular Towne-Biz online banking demos. 

small business online banking

Get an Overview

Managing Text/Email Alerts

Bill Pay

Additional Online & Mobile Banking Features for Sole Proprietors

small business mobile banking
Download the mobile banking app to bank on the go, deposit checks, and more! 
small business online banking transfers
Transfer money between accounts. 
small business online banking
Register for Direct Connect/One-Step-Updates to automatically download transactions, transfer funds, and pay bills directly with Quicken®+ and Quickbooks®+. 
small business online banking
Set budgets. Keep Track of Expenses.

Frequently Asked Questions

  • Towne-Biz is designed with a sole proprietor in mind. It features a simple interface, and business owners can see both personal and business accounts in one place. It allows business owners to grant limited access to someone like a bookkeeper or an accountant. However, Towne-Biz does not feature tools like Zelle for Business, Autobooks, Wires, or ACH transactions. Those services can be accessed through Business Online Banking.
    Business Online Banking is a more robust platform where business owners can access treasury and payment services.

    Compare Towne-Biz and Business Online Banking here.
  • You can send, request, or receive money with Zelle® to people or businesses you know and trust.

    Learn more about using Zelle® for your personal accounts here.

    Learn more about using Zelle® for your business here.

    U.S. checking or savings account required to use Zelle®.

    Transactions between enrolled users typically occur in minutes. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience.

    Your mobile carrier's web access and text messaging charges may apply.

    All terms applicable to Online Banking apply to Mobile Banking.
  • Yes, our Merchant Services solutions allows your business to accept credit and debit cards from virtually anywhere and any time including mobile and online.

    Call 866-462-9161 to learn more.

    Your mobile carrier's web access and text messaging charges may apply.
  • There's no fee to send or receive money with Zelle® using your TowneBank Business Mobile Banking app or Business Online Banking. Please review your Deposit Agreement fee details for general information on fees related to your deposit accounts.

    Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
    Your mobile carrier's web access and text messaging charges may apply.
    All terms applicable to Online Banking apply to Mobile Banking.
  • No, Zelle® for business is only available through our Business Online Banking platform.

    Zelle® and the Zelle®related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  • Yes, you can grant access to multiple users on Towne-Biz or Towne-Personal. However, they will not be able to access online statements or use the mobile banking app.
  • At TowneBank, we have the tools and bankers to help your small business thrive.

Your mobile carrier's web access charges may apply.  All terms applicable to Online Banking apply to Mobile Banking.

*Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply.

App Store is a service mark of Apple Inc. Touch ID and Face ID are registered trademarks of Apple Inc. Only select Apple devices are eligible to enable Face ID. If you have family members who look like you, we recommend you log into mobile banking with your username and password.

Google Play and the Google logo are trademarks of Google Inc.

^Certain devices are eligible to enable fingerprint sign-on. If you store multiple fingerprints on your device, including those of additional persons, those persons will also be able to access your TowneBank Mobile Banking app via fingerprint when fingerprint is enabled.

+Quicken and Quickbooks are registered trademarks of Intuit. Enroll via your financial software.