Online & Mobile Banking: Small to Medium Businesses
No matter if you're a small start-up or well-established medium sized organization, Business Online & Mobile Banking has the scalability to meet the needs of your business through each stage. Whether on your desktop or mobile device, you can review your business account balances, transfers, and more!
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small business online banking autobooks
Get Paid Faster
Create single or recurring invoices, stay on track of payments, and collect payments in-app, online, or over the phone.Autobooks -
real-time payments for business
Real-Time Payments
Use Zelle to accept payments form your customers or pay an eligible vendor, supplier, or employee1.Zelle for Business
Business Financial Management Tools
Integrate Accounting Software
Easily connect with Quickbooks2 and other accounting software to keep track of your company finances.
Create Your Own Dashboard
Easily create a custom dashboard within Business Online Banking to help you see your accounts at a glance.
Access Fraud Management Tools
Integrate our Fraud Management tools like ACH and Check Positive Pay to ensure that payments and debits from your account are legitimate.
Want to see more? Check out our demos!
Small Business Online Banking FAQs
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With a Business Advantage checking account, you can enjoy several benefits at no cost with a $15,000 average balance, including:
- Processing up to 350 items per monthly statement cycle.
- Initiating up to 10 ACH Credit transactions per statement.
- Complimentary processing of $10,000 cash-in per statement.
- Enhanced fraud protection with Check Positive Pay and ACH Positive Pay services.
- Convenient mobile deposits4, business debit cards, and online bill pay.
- Integration with Quickbooks^ for financial insights.
- Immediate payment capabilities with Zelle® for Business.2
- Sending invoices and accepting electronic payments with Autobooks.3
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Members must be enrolled in Business Online Banking and have a deposit account with TowneBank. If your company is already a TowneBank member and is already using Business Online Banking, you should be able to initiate the enrollment within the online banking platform. If you need help or have questions, please contact our Treasury Member Care team at 844-638-6724, M-F, 8:30 AM - 6:00 PM.
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Autobooks has one simple processing fee per transaction. Additionally, members have the option to upgrade their account package to unlock more robust accounting and reporting features for a small monthly subscription fee. See fee schedule within Business Online Banking.
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If you have multiple checks to deposit for your business, we recommend using Remote Deposit. With Remote Deposit you will have a desktop scanner that you can scan multiple checks in just a few seconds. You can view your deposits, create reports and more!
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If your business is enrolled in Bill Pay, the service is found under the 'Transfer and Payments' tab. Company Administrators must give entitlements to sub-users to access Bill Pay.
Make an online bill payment today!- Log in to Business Online Banking
- Navigate to the Money Movement tab
- Click Pay Bills
- Choose a payee or click Pay someone new
- Enter the payment amount, delivery date, invoice number, and description
- Click Confirm all payments
View detailed steps to add a Payee
Explore the TowneBank Business MERIT Programs
Business MERIT from TowneBank is a collection of financial services designed to support your bottom line, improve productivity and help you plan for the future. MERIT Programs include:- Merchant Support
- Specialized Loans and Lines of Credit
- Evaluation of Company Benefit Programs
- Insurance Review
- and more!
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Yes! TowneBank Business Mobile is our business mobile banking app.
Business Online Banking Mobile App - iOS | Android
Not registered for Business Online Banking? Get started today!
No matter the size and demands of your business, we have the online banking tools and cash management services to set you on the path to financial success:
Looking to expand your business? We can help!
Whether you need a business loan to lease new office space, purchase equipment, hire seasonal employees, or make the next big move, our hometown team can guide you to the right lending solutions. We have several options to meet your business lending needs.
Ready to apply? Visit a branch location or give us a call to speak with a hometown banker.
Normal credit approval criteria apply.
Your mobile carrier's web access and text messaging charges may apply.
All terms applicable to Online Banking apply to Mobile Banking.
App Store is a service mark of Apple Inc.
Google Play and the Google logo are trademarks of Google Inc. -
Business Online Banking provides the following benefits for our business members:
- Advanced Reporting
- A Business Mobile App with Mobile Deposits
- Customizable Dashboard
- Comprehensive Administrative Features with Intuitive Interface
- Flexibility in User Entitlements
- Business Bill Pay with Enhanced Payment Details and eBills
- Alert Capabilities
- Wire Transfer Reporting
- Ability to Initiate Foreign Currency Wires Online
Not registered for Business Online Banking? Get started today!
No matter the size and demands of your business, we have the online banking tools and cash management services to set you on the path to financial success:- Sole Proprietors and Small Business Owners
- Small to Medium Businesses
- Larger Corporations
- Non-Profit Organizations
- Business Online Tax Payments
The At Work for You Program from TowneBank is a collection of financial services designed to support your bottom line, improve productivity and help you plan for the future, including:- Merchant Support
- Specialized Loans and Lines of Credit
- Evaluation of Company Benefit Programs
- Insurance Review
- and more!
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With the Business Mobile Banking app you can check your balances, deposit a check, approve wires and ACH transactions, and even make positive pay decisions all from your mobile phone or table!
Other features include:
- Review Accounts: easily navigate through multiple accounts, review detailed transaction history and conveniently search transactions.
- Treasury Services: review, approve, or deny ACH/Wire transactions.
- Pay Bills: schedule a one-time payment, add a payee or review scheduled payments.
Download the free app from the Apple App Store or Google Play Store.
Did you know you can make mobile payments with your TowneBank Debit Card?
With Apple Pay, you can use the iPhone, iPad or Apple Watch to make secure purchases at stores and in apps using your card. To add your TowneBank MasterCard® debit card, follow the steps below:
- Open the Wallet app from your iPhone device
- Tap the plus sign
- Follow the onscreen instructions.
Your mobile carrier's web access and text messaging charges may apply.
All terms applicable to Online Banking apply to Mobile Banking.
App Store is a service mark of Apple Inc.
Google Play and the Google logo are trademarks of Google Inc. -
Eligible small business accounts can send, receive, or request money with Zelle®. To get started, log into the TowneBank Business Mobile Banking app or online banking. In the main menu, select "Send money with Zelle®."
Enter your email address or U.S. mobile number, receive a one-time verification code, enter it, and you're ready to start sending and receiving money with Zelle®.
To send money with Zelle®, simply select someone from your mobile device's contacts (or add a trusted recipient's email address or U.S. mobile number), add the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes.
To receive money using Zelle® with a small business account, share your enrolled email address or U.S. mobile number with your customers and ask them to send you payment with Zelle® right from their banking app. No need to share any sensitive account details. After the consumer sends you payment with Zelle®, you will receive your money directly into your enrolled bank account.
To request money using Zelle® with a small business account, choose "Request," enter the individual's email address or U.S. mobile number, confirm the recipient is correct and tap "Request." You'll receive a payment notification once your customer has sent you money in response to your request.
U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Your mobile carrier's web access and text messaging charges may apply. All terms applicable to Online Banking apply to Mobile Banking.
1Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.To send or receive money with Zelle, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For your protection, Zelle® should only be used to send money to friends, family, and other people or businesses you trust. Payments made with Zelle® are like sending cash and may not be able to be recovered. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.
2QuickBooks is a registered trademark of Intuit.
All terms applicable to online banking apply to mobile banking. Your mobile carrier's web access and text messaging charges may apply.