Versatility

• Benefit from a single card designed to simplify supplier payments, streamline travel booking and expense reporting and improve working capital management.
• Increase payments efficiency with an intuitive, all-in-one platform for card, expense and travel management.
• Choose between rebates or points – all with no annual fee.
• Liability at the corporate level – no personal guarantee required.

Simplicity

• A complete card solution for both purchasing and travel, designed for the fast-paced demands of emerging middle market companies.
• Intuitive, best-in-class platform enables simple card administration, streamlined expense management and integrated travel booking capabilities.
• Automated end-to-end expense submission, mobile app receipt capture, approval workflow, reconciliation and simple integration to financial systems replace inefficient manual processes.
• Straightforward application is easy to complete, with no personal guarantee required; and onboarding is efficient and fast.

Scalability

• A complete card solution built to scale with your growing business – increase purchasing power, leverage float to improve cash flow and replace manual processes to enhance productivity.
• One intuitive user experience within an award-winning platform that integrates card, expense and travel management – streamlining payments and processes, providing deeper insights into expenses and enhancing control over staff spending.
• Improved expense management with customized spending controls for individual cards, a convenient dashboard view of reporting and built-in expense and travel policies.
• A program with no annual fee that allows your company to earn points or cash rebate.

Purchasing

• Utilize controls that manage daily spend and purchase limits.
• Reduce check usage to virtually eliminate manual processes, lower operating expenses and mitigate fraud risk.
• Improve cash flow by extending payment terms with card purchases.
• Streamline and automate reconciliation.
• Includes travel benefits along with a rebate incentive on qualified purchases – all with no annual fee.

Spend Management

• Manage all expenses with a comprehensive suite of online tools.
• Utilize advanced transaction reporting to identify ways to save money and reduce slippage.
• Guard against misuse and fraud with advanced security features.
• Includes travel benefits along with a rebate incentive on qualified purchases – all with no annual fee.

Working Capital

• Improve cash flow by extending payment terms with card purchases.
• Leverage advanced reporting to identify opportunities to reduce costs and improve cash management.
• Create process improvements, enhance visibility and improve security.
• Includes travel benefits along with a rebate incentive on qualified purchases – all with no annual fee.