Business MERIT

Business MERIT is a collection of services designed to support the financial goals of your successful business.  Whether you are considering an enhanced benefit program for your employees, a working line of credit for your company or insurance for key executives, you'll be happy you chose Towne. 

With Business MERIT we offer financial benefits for your company, personal benefits for owner(s) and great benefits for your staff at no cost to you!

Company Benefits
  • A variety of business, fee-saving checking accounts to meet your unique deposit and financial management needs
  • Up to $100 credit towards the purchase of your existing unused checks
  • Online Banking, Bill Pay and Mobile Banking Services^
  • Convenient deposit options without ever leaving your office. Talk to your banker to see if the Business Beetle courier service or Deposit Wizard, an electronic check-depositing tool, are right for you. With Deposit Wizard, you can make same day check deposits up until 6:00 p.m. on any business day.
  • Competitive Merchant Card services with 24-hour support
  • Debit Cards for company expenses - easier than a check!
  • Business Credit Card with a great Rewards® program
  • Specialized Loans and Lines of Credit tailored to meet your needs*
  • Complimentary Review of financial solutions designed to maximize cash flow, protect against fraud, and increase efficiency, including direct deposit services and more
  • Evaluation of Company Benefit Programs with TFA Benefits+
  • Free Insurance Review with Towne Insurance for the company and key executives+
Personal Benefits for Owners
  • Towne Classic Checking Accounts with no monthly maintenance fee, unlimited check writing, and direct deposit^^
  • First order of custom TowneBank checks free
  • Free Online Banking, Bill Pay and Mobile Banking^ with Check Deposit
  • ¼% discount on installment loan rates*
  • $500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*
  • 25% discount on safe deposit boxes (based on availability)
  • No fee on American Express® Gift Cards and Gift Cheques, Traveler’s Checks and Cashier’s Checks, and Free Notary Services
  • Personalized Real Estate services to help you buy or sell a home, choose a vacation getaway, or provide assistance with relocating to or from the community.
  • Free Insurance Review with Towne Insurance for your home, auto, and personal needs. +
  • Free, no obligation, Investment Consultation with an advisor at Towne Investment Group that includes a Free Asset Allocation and Investment Return Report.+
Staff Benefits

Your staff works hard every day helping others, always ready to answer a question or take care of a special need.  As a TowneBank Professional Partner or Business MERIT member, your work family can enjoy these special privileges:

  • Towne Classic checking account^^ with no monthly maintenance fee, unlimited check writing, and direct deposit
  • First order of custom TowneBank checks free
  • Free Online Banking,  Bill Pay, and Mobile Banking^
  • 1/4% discount on installment loan rates*
  • $500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*
  • 25% discount on safe deposit boxes (based on availability)
  • No Fee Traveler’s Checks
  • No Fee Cashier’s Checks
  • Free Notary Services