Warehouse Workers

A Collection of Financial Services for You and Your Employees

Business MERIT

Business MERIT is a collection of services designed to support the financial goals of your successful business.  Whether you are considering an enhanced benefit program for your employees, a working line of credit for your company or insurance for key executives, you'll be happy you chose Towne. 

With Business MERIT we offer financial benefits for your company, personal benefits for owner(s) and great benefits for your staff at no cost to you!

Company Benefits
  • A variety of business, fee-saving checking accounts to meet your unique deposit and financial management needs
  • Up to $100 credit towards the purchase of your existing unused checks
  • Online Banking, Bill Pay and Mobile Banking Services^
  • Convenient deposit options without ever leaving your office. Talk to your banker to see if the Business Beetle courier service or Deposit Wizard, an electronic check-depositing tool, are right for you. With Deposit Wizard, you can make same day check deposits up until 6:00 p.m. on any business day.*
  • Competitive Merchant Card services with 24-hour support*
  • Debit Cards for company expenses - easier than a check!*
  • Business Credit Card with a great Rewards® program*
  • Specialized Loans and Lines of Credit tailored to meet your needs*
  • Complimentary Review of financial solutions designed to maximize cash flow, protect against fraud, and increase efficiency, including direct deposit services and more
  • Evaluation of Company Benefit Programs with Towne Benefits+
  • Free Insurance Review with Towne Insurance for the company and key executives+
Personal Benefits for Owners
  • Towne Classic Checking Accounts with no monthly maintenance fee, unlimited check writing, and direct deposit^^
  • First order of custom TowneBank checks free
  • Free Online Banking, Bill Pay and Mobile Banking^ with Check Deposit
  • ¼% discount on installment loan rates*
  • $500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*
  • 25% discount on safe deposit boxes (based on availability)
  • No fee Cashier’s Checks and Free Notary Services
  • Personalized Real Estate services to help you buy or sell a home, choose a vacation getaway, or provide assistance with relocating to or from the community.
  • Free Insurance Review with Towne Insurance for your home, auto, and personal needs. +
  • Free, no obligation, Investment Consultation with an advisor at Towne Investment Group that includes a Free Asset Allocation and Investment Return Report.+
Staff Benefits

Your staff works hard every day helping others, always ready to answer a question or take care of a special need.  As a TowneBank Professional Partner or Business MERIT member, your work family can enjoy these special privileges:

  • Towne Classic checking account^^ with no monthly maintenance fee, unlimited check writing, and direct deposit
  • First order of custom TowneBank checks free
  • Free Online Banking,  Bill Pay, and Mobile Banking^
  • 1/4% discount on installment loan rates*
  • $500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*
  • 25% discount on safe deposit boxes (based on availability)
  • No Fee Traveler’s Checks
  • No Fee Cashier’s Checks
  • Free Notary Services
  • Personalized Real Estate Services to help you buy or sell a home, choose a rental or vacation getaway, or provide assistance when relocating to or from the community.
  • Free Insurance Review with Towne Insurance for your home, auto, and personal needs.+

Only Deposit Products are FDIC Insured.

* Normal credit approval criteria apply.

+ Insurance and investment products offered through Towne Insurance and Towne Benefits, subsidiaries of TowneBank, are Not a deposit, Not FDIC-Insured, Not guaranteed by TowneBank, and may go down in value.

^Your mobile carrier’s web access and text messaging charges may apply. All terms applicable to Online Banking apply to Mobile Banking.

^^Direct deposit is requested for this free account (unless your employer does not offer such service). Membership is for one year and may be renewed for additional one-year terms by providing your Hometown Banker with verification of employment with an eligible employer.

 ** Securities are offered through Raymond James Financial Services Inc., member FINRA/SIPC, and are: NOT insured by FDIC or any governmental agency, NOT guaranteed by TowneBank, NOT deposits of TowneBank, and are subject to risk and may lose value. Towne Investment Group, Towne Wealth Management, TowneBank, and its Affiliates are not registered broker/dealers and are independent of Raymond James Financial Services, Inc. Investment Advisory services are offered through Raymond James Financial Services Advisors, Inc. Main office: 5806 Harbour View Boulevard, Suite 202, Suffolk, VA 23435. 757-638-6850.

Raymond James

 finra.org | sipc.org