Certificates of Deposits offer a way for businesses to earn higher interest rates on funds that may not be needed for a period of time.  CDs are available for any kind of business whether you’re a sole proprietorship, limited liability company (LLC), or corporation. We offer competitive rates with hometown service.
Standard CDs
  • $1,000 minimum opening balance
  • Terms from 7 days to 5 years
12-month Add-On CD
  • Only $100 minimum opening balance
  • Additional deposits may be made with $50 or greater
Jumbo CDs

  • Available for $250,000 or more
Business entities1 that access FDIC insurance through a single bank relationship benefit from CDARs. With CDARs large deposits can be dispersed into smaller amounts across a network of banks. Then, those banks issue CDs in amounts under the standard FDIC insurance maximum, so your investment is eligible for protection.


  • One Bank - conveniently manage large CD deposits through one bank
  • One Rate - no need to worry about multiple rate negotiations or consolidating multiple disbursement checks
  • One Statement - receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned and other details.
Other benefits include:


  • Satisfy your requirements for insured deposits and avoid having uninsured deposits to footnote in financial statements2 
  • Earn returns that may compare favorably with those of Treasuries and other high-quality investments3
  • Eliminate the need to track changing collateral values on an ongoing basis (public fund clients with collateralized deposits only).