Credit reports contain a lot of information. Sadly, some of the information on your credit report may be inaccurate or outdated. Don't let inaccurate information impact your credit score. By law you have the right to dispute any inaccurate information listed on your credit report. Get a copy of your credit reports and check out the instructions for how to dispute information contained on the report. In some cases you can file a dispute online, but you may need to write letters explaining why the information is inaccurate. The credit bureau is required to investigate the issue and respond within thirty days. If the information is found to be inaccurate it will be removed and as a result should improve your credit history and credit score.
The information provided is not intended to be legal, tax, or financial advice or recommendations for any specific individual, business, or circumstance. TowneBank cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided for illustrative purposes only. You are encouraged to consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.