ATM and Debit Cards

  • Available to TowneBank checking account holders

  • Use anywhere MasterCard is accepted

  • Pay bills online directly

  • Use to withdraw cash at any ATM*

  • Easier than writing a check

  • Funds are automatically withdrawn from your checking account

  • Find all of your transactions in TowneBank’s online banking


MasterCard SecureCode provides an added level of security for Internet purchases when using your TowneBank Debit Card.  This service is available only at participating MasterCard SecureCode online merchants.

To begin, simply register your TowneBank debit card with MasterCard SecureCode. During registration you will be asked to create a security code separate from your PIN. This code must be 6-10 characters long, contain a number (0-9), have no spaces and include both upper and lower case letters.  Once your card is registered, the SecureCode will be required for all purchases at participating online merchants. View a complete list of participating retailers.

Review these FAQs to learn more.

International Travel

Call your hometown banker before you travel internationally to avoid service interruption. 

For your security, there are several countries where there is a high level of attempted fraudulent ATM/Debit Card activity. In accordance with Master Card recommendations, transactions have been restricted in some countries in order to protect our members. This is why it's important for you to contact your hometown banker before you travel internationally.

You may be able to use travelers checks* or obtain foreign currency* before you travel. A hometown banker would be happy to assist you with either option. 

Review our FAQs to learn more about international debit card usage.

*Service fees may apply. There may be a fee for non-TowneBank ATM use.