We are pleased to provide two ways to protect your TowneBank Mastercard® Debit Card.EMV Chip Technology
To begin, simply register your TowneBank debit card with MasterCard SecureCode. During registration you will be asked to create a security code separate from your PIN. This code must be 6-10 characters long, contain a number (0-9), have no spaces and include both upper and lower case letters. Once your card is registered, the SecureCode will be required for all purchases at participating online merchants. View a complete list of participating retailers.
Review these FAQs to learn more.
Call your hometown banker before you travel internationally to avoid service interruption.
For your security, there are several countries where there is a high level of attempted fraudulent ATM/Debit Card activity. In accordance with Master Card recommendations, transactions have been restricted in some countries in order to protect our members. This is why it's important for you to contact your hometown banker before you travel internationally.
You may be able to use travelers checks* or obtain foreign currency* before you travel. A hometown banker would be happy to assist you with either option.
Review our FAQs to learn more about international debit card usage.
Using your TowneBank MasterCard® debit card with Apple Pay™ is easy, secure and private. With Apple Pay™, you can use the iPhone 6, iPad or Apple Watch to buy at stores and in apps using your card.
Setup is a snap
Adding your TowneBank MasterCard® debit card is easy. Open the Wallet app and tap the plus sign, then follow the onscreen instructions.
Protect your payments
Instead of card numbers, Apple Pay™ assigns a unique device account number with a transaction-specific dynamic security code each time you make a purchase — numbers that are never stored on Apple servers or shared with merchants. Your card number and identity are totally protected. This is just one of the many ways you are protected when you use MasterCard®.
Accepted in great stores
Look for the Apple Pay™ or MasterCard® contactless symbol when you want to make in-store purchases.
MasterCard Nearby™ app
Find merchant locations that use MasterCard® contactless where you can tap your mobile device to pay. Download the app
Your mobile carrier's web access charges may apply.
*There may be a fee for non-TowneBank ATM use. Service fees may apply
Monday - Friday (9:00 AM - 5:00 PM): 888-638-6718
After Hours, Weekends, & Federal Holidays: 866-952-5651