Personal Online Banking

Check balances, transfer funds, pay bills and track spending. Forget User ID or Password?  Need to Enroll?  Watch a demo.

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Small Business Online Banking

For business owners with basic online banking needs. View both personal and business accounts together. Forget User ID or Password?  Need to enroll?  Watch a demo.

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Business Online Banking

For businesses or nonprofits that may require multiple users and various permission levels. Treasury Services access also available. Need to enroll?  View a demo.
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Online Merchant Services

Online access to ClientLine, your card processing solution.
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Remote Deposit Capture

Deposit checks for your business directly from your desktop.  View a demo.

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Credit Cards

Access both Personal and Business Credit Card transactions online.  Apply Now

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Monarch Online

For Monarch and OBX Bank Members who have joined the TowneBank family. View personal and business accounts. 

Blue box with Monarch Online written in middle

Find a Location

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Imagine... Equity Line Rates this Low!

Enjoy a 2.74% APR fixed rate for the first 12 months, followed by a variable rate (currently 4.50% APR) after the introductory period ends.

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2.74 Fixed APR for 12 Months and 4.5 variable after introductory rate