North Ridge Grand Opening 

Small Business Banking Bundle

Up to 75% Savings1

With a flat monthly fee, new business members will receive ACH services with a security token, ACH and Check Positive Pay services for fraud protection, mobile remote deposit capture or compatible scanner, no additional volume-based charges on the pre-set package, and free online banking and Bill Pay.^

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Other Opening Specials

  • Earnings Credit Rate (ECR)

    2.50% Promotional Rate Good for 12 Months*

    This premium ECR is available for businesses opening new Value Solutions* accounts – a commercial analysis account that provides access to a variety of online banking solutions and treasury services. 

    Contact a Banker

  • Merchant Services Special

    $100 Discount on New Equipment

    Receive a complimentary rate review and waived set-up fee. Available to new merchant processing members. Must maintain service for three years. 
    Contact a Banker

  • Premium Access Money Market

    5.55% APY+

    This Money Market account offers you flexibility and a competitive rate. Open with $25,000 in New Deposits and earn this attractive APY. New Funds Only.
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Questions About Switching to TowneBank?

  • We offer robust online and mobile banking tools that feature:
    In fact, the TowneBank Mobile Banking app consistently ranks above 4 stars in the Google Play1 and Apple App2 stores.
     

    Go to Mobile Banking

    ^U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    1 Google Play and the Google logo are trademarks of Google Inc.

    2 App Store is a service mark of Apple Inc. Touch ID and Face ID are registered trademarks of Apple Inc. Only select Apple devices are eligible to enable Face ID.
  • When constructing a new office, we prioritize ensuring that it becomes an integral part of the community. Our banking offices offer a wide range of financial services such as mortgage, insurance, commercial banking, small business banking, and wealth management to cater to the diverse needs of our members.

    We welcome you to experience the TowneBank difference by visiting a location near you.
  • From the beginning, our CEO made a commitment to employees that weekends should be spent at home. This same sentiment rings true today, which is why TowneBank banking centers are not open for Saturday hours.

    For 24/7 account access, we provide ATMs, as well as online and mobile banking to assist you.
  • As your financial partner, TowneBank offers several services through the Towne Family of Companies. In fact, you can bank with us, find insurance, mortgage a home*, exchange a home through 1031, find a vacation rental, plan your retirement, and more!

    *Normal credit approval criteria apply. 
  • Yes! Our community giving isn't in just dollars, our employees invest their time and energy in serving many local nonprofit and community groups. We hire service-oriented people and encourage them to volunteer, even if its during working hours.

    Not only do we support our local communities in sponsorships and annual giving, but we also raise funds through the TowneBank Foundation to support 501c(3) groups throughout Virginia and North Carolina.
  • Change is hard and switching banks does require some coordination, but the good news is that we offer tools like ClickSWITCH that can help you easily move direct deposits from your old bank to TowneBank. 
     

    Learn more about ClickSWITCH

Meet the Banking Team


Want to Discuss More?

1 Flat monthly fee of $75. Additional fees may apply if services are altered from the pre-set options. ACH & Check Positive Pay only available on the operating account. Scanner also available for purchase if needed. Not available for escrow or public funds.

^ Your mobile carrier’s web access and text messaging charges may apply. All terms applicable to Online Banking apply to Mobile Banking. 

* Value Solutions is a non-interest bearing account. Analysis fees apply. ECR Promotion not available for public funds, or for current TowneBank members. Earnings Credits are applied on a monthly basis to reduce analysis fees.

+ The 5.55% Annual Percentage Yield (APY) as of 11/01/2023, applies to all balances during the offer period: 5.55% APY for balances of $.01-$999,999.99; and 5.55% APY for balances of $1,000,000.00- $2,999,999.99; and 5.55% APY for balances of $3,000,000.00 and greater. APY may change by tier at our discretion after 03/31/2024. If the daily balance falls below $25,000, a monthly maintenance fee of $50 will apply. Fees may reduce earnings. Not available for escrow accounts or public funds.  

These offers available for a limited time at the North Ridge location.