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Can online banking help me manage my accounts

Can online banking help me manage my accounts?
Yes, online banking is a useful and secure tool for keeping track of your pending and posted transactions. Pending items received during the day will be reflected on your online banking account and will reduce your intra-day available balance. However, during nightly processing, if you do not have sufficient funds in your account to pay incoming check and pending transactions, items may be returned or unpaid, or paid into overdraft. 

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