Credit and Your Personal Finances

Learn about the fundamentals of borrowing, accelerated debt payoff, and debt consolidation.


  • Fundamentals of Borrowing

    Debt can enable you to enjoy things that otherwise are currently beyond your reach, but its important to know what to look out for before borrowing.

  • Preparing to Borrow

    Before applying for a loan or a credit card, here are some things to consider.

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The information provided is not intended to be legal, tax, or financial advice or recommendations for any specific individual, business, or circumstance. TowneBank cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided for illustrative purposes only. You are encouraged to consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

Normal credit approval criteria apply