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Building Good Credit

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Credit and Your Personal Finances

Learn about the fundamentals of borrowing, accelerated debt payoff, and debt consolidation.

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Personal Credit Cards

Managing Your Credit

Learn about building a solid credit history, importance of building a good credit report, good vs. bad debt and credit limits.

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Re-Building Your Credit

Learn about the importance of removing inaccurate information from your credit report.

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Staying Out of Credit Trouble

Learn how to reduce your debt burden so you can relax.

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Buying a Car

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Calculators

Quickly calculate your auto loan payment, whether you should lease or buy a car, or how much you can save by paying your loan off early.

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Financial Organization, Planning, Budgeting

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Tips for Organizing Important Papers

View tips for keeping tax returns, valuable items and other important documents safe.

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Annual Financial Check Up Checklist

At least once a year, you should take some time and make sure you have all your financial bases covered. This worksheet can help.

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Keep Life Simple

Keeping Your Financial Life Simple

Learn how to keep your financial life simple so you can save time and reduce stress.

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Safe Deposit Boxes

Safe Deposit Boxes

Safe deposit boxes provide a safe place away from your home or office to store valuables.

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Saving for Retirement

Planning Your Retirement

Planning Your Retirement

Get a guide through the entire retirement process, from the importance of saving to financial security guidelines and useful tax information. Check out our calculators too!

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Retirement Planning Mistakes to Avoid

Don't undercut a secure retirement. This section offers guidance on early IRA withdrawals, borrowing from your 401(k) plan, and IRA opportunities.

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Retirement Plan Options

Articles on IRAs and why you should take advantage of your employer's 401(k).

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Your Social Security Benefits

Navigate the intricacies of the Social Security system with the information in this section.

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Security Center

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Protecting Your Identity

Learn about protecting your personal information, the importance of destroying sensitive files, and how to safeguard children and aging parents.

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Online Security

Technology and Internet Safety

This section features article about using technology safely. Topics include common email scams, phishing and best practices for mobile device security.

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Card Security

ATM and Card Security

Read here for tips on securing your card and protecting your card in association with an ATM

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Fraud Alerts

Learn about the different activities criminals use to take advantage of you and steal your identity.

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After a Theft

After a Theft

Learn more about what to do if your wallet is lost or stolen.

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Financial Calculators

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Building Good Credit

Learn how much you can save in interest by accelerating your debt payoff. Or discover if using the equity in your home is a good solution to pay off your debt.

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Buying a Car

Determine how much your monthly car loan payment will be or if leasing is a better option for you.

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Buying or Refinancing a Home

Looking to buy a new home or refinance an existing loan? This section features calculators that will help you see what your payments may be or the cost of acquiring a second mortgage.

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Personal Assets

Investing and Saving for College

Use these calculators to create a balanced portfolio of investments or fine tune your education savings plan.

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Saving for Retirement

This section features calculators to aid you in retirement planning.

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The information provided is not intended to be legal, tax, or financial advice or recommendations for any specific individual, business, or circumstance. TowneBank cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided for illustrative purposes only. You are encouraged to consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

Only deposit products are FDIC insured