Your Business Banking Partner Right Here in Cary

Meet our local banking team and enjoy these limited-time specials when you open a new business bank account. 

Let's Connect

  • CD Special

    6-Month Fixed Rate CD

    4.64% APY*

    • Lock in a fixed-rate CD for a 6-month term
    • Available for both personal and business accounts
    • New funds only
    • Not available for escrow accounts or public funds

  • ECR Special

    Earnings Credit Rate

    1.25% APY+

    • For businesses opening new Value Solutions1 accounts, a commercial analysis account that provides access to sophisticated online banking solutions and a wide variety of treasury services
    • Guaranteed for 12 months

  • Payment Processing Special

    Save on Merchant Services

    Complimentary Rate Review

    • Waived set-up fee
    • $100 discount on credit card processing equipment
    • Must maintain service for three years

Where Small Business Meets Big Support

Business Advantage Checking2

Access a suite of cash management, payment, reporting, and fraud services, all with a local banking team.

  • Receive up to ten complimentary ACH credit originations per statement
  • 350 processed items per statement
  • $10,000 cash-in processed per statement
  • Enjoy no maintenance fees with a minimum balance of $15,000
  • Complimentary access to payment and invoicing solutions
  • Fraud tools to keep your business safe

More About this Account  

With Business Advantage Checking, enjoy perks like a debit card with chip security and Zelle® for Business

Your Business. Your Dream.

Celito, a leading IT and telecommunications company in Raleigh, has been passionate about using its expertise to help people since its founding in 1999 by CEO Sharat Nagaraj. When he connected with Patsy Johnson, TowneBank Cary President, their shared commitment to innovation and community sparked a partnership that has become a driving force for local growth.  

"The ability to come to TowneBank and be heard and understood is unique. They know who I am, where I’m headed, and are committed to helping me get there," says Sharat.

Meet Your Cary Parkway Banking Team

Hear About the TowneBank Difference

What sets us apart is that you will have a banker who knows your business, believes in your mission, and invests in your community.

Member Spotlight:
TradeMark Properties

Banker Spotlight:
Patsy Johnson, President of TowneBank Cary

Banker Spotlight:
Brian Reid, President of TowneBank Triangle

Connect with a Cary Business Banker

Submit your information below and a local banker will reach out with details — no obligation, just answers.

Please provide any details that you would like to discuss with your banker.


* Stated Annual Percentage Yields (APYs) as of 01/02/2026. Minimum deposit of $1,000 in New Funds (funds not on deposit at TowneBank) required to open and earn the stated APY. Early withdrawal penalties apply. $250,000 maximum deposit per owner. Not available for escrow accounts or public funds.

+ Stated Annual Percentage Yield (APY) for Earnings Credit Rate promotion as of 01/02/2026 and is guaranteed for 12 months after business opens and funds a new commercial analysis account. This is a non-interest bearing account, and analysis fees apply. Promotion not available for escrow accounts or public funds or for current TowneBank members. Earnings Credits are applied on a monthly basis to reduce analysis fees. 

^ All terms applicable to Online Banking apply to Mobile Banking. Your mobile carrier’s web access and text messaging charges may apply. 

1 Value Solutions is a non-interest bearing account. Analysis fees apply. ECR Promotion not available for public funds, or for current TowneBank members. Earnings Credits are applied on a monthly basis to reduce analysis fees. 

2 $1.00 for each additional ACH credit origination, $0.50 for each additional processed item over 350, $0.30 for each additional $100 cash-in processed per statement cycle. 

These offers are available through February 13, 2026, at the Cary Parkway location.