Capital and Cash Flow

Determining Your Capital Needs

The total of both capital and working capital is the amount required to operate your business. The key is to factor in capital needs and working capital needs to avoid business failure.

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Managing Cash Flow

Understanding and managing your cash flow is essential to the success of a small business. The articles within this section will point you in the right direction.

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The information provided is not intended to be legal, tax, or financial advice or recommendations for any specific individual, business, or circumstance. TowneBank cannot guarantee that it is accurate, up to date, or appropriate for your situation. Financial calculators are provided for illustrative purposes only. You are encouraged to consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.