Construction Loans

No matter what commercial property you want to purchase develop or build, we have the financing you need with the personal service of local, hometown bankers.  We offer commercial real estate construction loans to build retail stores, office buildings, manufacturing facilities, multi-family residences, storage facilities, plus much more.


  • Borrow funds up to a predetermined amount to acquire land and to construct owner-occupied buildings or investment property
  • Interest only payments on the outstanding balance
  • Ability to convert to a permanent term loan when construction is complete
  • Specific terms and conditions tailored to fit the individual needs of the business or investor.
  • Competitive rates and terms vary according to loan size and loan-to-value ratio. 

Guidance lines of credit also are available to provide residential builders with funds to construct new housing.  These lines often are used to inventory residential lots.

Apply Now

Speak with a Hometown Lender at a location near you.
Normal credit approval criteria apply