Physician Partners

Medical professionals are a vital part of our community, providing care and maintaining the health of our citizens and our pets. We’ve designed a program tailored specifically to your needs. As a TowneBank Physician Partner, you receive more than just a bank; we are a financial partner who is there whenever you need us.

In addition to having access to a Private Banker 24/7, you will also enjoy access to many free or preferred-rate products and services.

Personal Services

Traditional Banking Services

  • Towne Classic checking accounts with no monthly maintenance fee, unlimited check writing, and direct deposit
  • Free custom TowneBank personal checks
  • Free Online Banking, Bill Pay, and Mobile Banking^
  • 25% discount on safe deposit boxes (based on availability)
  • No fee on American Express® Gift Cards and Gift Cheques, Traveler’s Checks and Cashier’s Checks
  • Free Notary Services
  • Children receive Towne Saver accounts
  • Students, age 18 and above, receive a Towne Classic checking account with no monthly maintenance fees and a free first order of custom checks 

Personal Lines of Credit
Personal lines of credit at ¼% below the Wall Street Journal Prime Rate*

Towne Market Master
Preferred rate on our premium money market account*

Real Estate Financing
$500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*

First Three Months Free Direct Connect
Use with our online banking to automatically download transactions, transfer funds and pay bills directly within Quicken and Quickbooks. Enjoy the first three months at no charge. Nominal fee applies thereafter.

Investment Consultation
Free, no obligation investment consultation with Towne Investment Group that includes a free Asset Allocation and Investment Return Report.**

Practice Benefits

Free Business Checking

  • Enjoy Value Classic business checking and save $125 on the first order of checks.
  • Free business online bill payment
  • Free travelers checks
  • 25% discount on safe deposit box rentals (based on availability)
  • Free cashier’s checks
  • Free notary service

First Three Months Free Direct Connect
Use with our online banking to automatically download transactions, transfer funds and pay bills directly within Quicken and Quickbooks. Enjoy the first three months at no charge. Nominal fee applies thereafter.

Business Lines of Credit
Special rates available based on balances in your business checking account

Professional Liability Insurance
Premium financing available at ¼% below the Wall Street Journal Prime*

Free Insurance Review through Towne Insurance+

More than an insurance broker, Towne Insurance is a risk advisor to our Physicians Partners. The professional Towne Insurance team understands the particulars of your business from a strategic level and provides a free Risk Assessment that can help reduce total risk costs.

Free Evaluation of Company Benefits Program

Offer a great employee benefit program from health insurance to dental plans to short-term and long-term disability, to flexible spending accounts and more. We can help you find the right insurance carrier for your needs through Towne Benefits+, a TowneBank company.

5% Discount on Flexible Benefit Plan Fees
Towne Benefits+ can also help your practice implement programs that enable your employees to pay health insurance premiums, medical expenses, and childcare expenses with pre-tax dollars, providing potential tax savings. 

Free, no obligation, Investment Consultation with an advisor at Towne Investment Group**

Our Raymond James Financial Advisors can thoroughly analyze your portfolio and provide a free report on asset allocation, industry exposure, historical return data and diversification.

Staff Benefits

Your staff works hard every day helping others, always ready to answer a question or take care of a special need.  As a TowneBank Professional Partner or Business MERIT member, your work family can enjoy these special privileges:

  • Towne Classic checking account^^ with no monthly maintenance fee, unlimited check writing, and direct deposit
  • First order of custom TowneBank checks free
  • Free Online Banking,  Bill Pay, and Mobile Banking^
  • 1/4% discount on installment loan rates*
  • $500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*
  • 25% discount on safe deposit boxes (based on availability)
  • No Fee Traveler’s Checks
  • No Fee Cashier’s Checks
  • Free Notary Services