On Thursday, January 18th, our Nags Head, Southern Shores and Corolla locations will remain closed due to icy road conditions. All other TowneBank locations will open at 11 a.m. to serve our members. Thank you for choosing TowneBank!

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Keeping Your Finances Healthy

Meet Our Private Bankers

Physician Partners

Medical and dental professionals are a vital part of our community, providing care and maintaining the health of our citizens and our pets. We’ve designed a financial program tailored to meet the needs of your practice. As a TowneBank Physician Partner, you receive more than just a bank; we are a financial partner who is there whenever you need us.

In addition to having access to a Private Banker 24/7, you will also enjoy access to many free or preferred-rate products and services.

Personal Services

Traditional Banking Services

  • Towne Classic checking accounts with no monthly maintenance fee, unlimited check writing, and direct deposit
  • Free custom TowneBank personal checks
  • Free Online Banking, Bill Pay, and Mobile Banking^
  • 25% discount on safe deposit boxes (based on availability)
  • No fee on Traveler’s Checks and Cashier’s Checks
  • Free Notary Services
  • Children receive Towne Saver accounts
  • Students, age 18 and above, receive a Towne Classic checking account with no monthly maintenance fees and a free first order of custom checks 

Personal Lines of Credit
Personal lines of credit at ¼% below the Wall Street Journal Prime Rate*✝

Real Estate Financing
$500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*

First Three Months Free Direct Connect
Use with our online banking to automatically download transactions, transfer funds and pay bills directly within Quicken and Quickbooks. Enjoy the first three months at no charge. Nominal fee applies thereafter.

Investment Consultation
Free, no obligation investment consultation with Towne Wealth Management or Towne Investment Group that includes a free Asset Allocation and Investment Return Report.**

Practice Benefits

Free Business Checking

  • Enjoy Value Classic business checking with no monthly maintenance fee and save $125 on the first order of checks.
  • Great business online banking and bill payment

First Three Months Free Direct Connect
Use with our online banking to automatically download transactions, transfer funds and pay bills directly within Quicken and Quickbooks. Enjoy the first three months at no charge. Nominal fee applies thereafter.

Business Lines of Credit*
Special rates available based on balances in your business checking account.

Professional Liability Insurance
Premium financing available at ¼% below the Wall Street Journal Prime*✝

Free Insurance Review through Towne Insurance+

More than an insurance broker, Towne Insurance is a risk advisor to our Physicians Partners. The professional Towne Insurance team understands the particulars of your business from a strategic level and provides a free Risk Assessment that can help reduce total risk costs.

Free Evaluation of Company Benefits Program

Offer a great employee benefit program from health insurance to dental plans to short-term and long-term disability, to flexible spending accounts and more. We can help you find the right insurance carrier for your needs through Towne Benefits+, a TowneBank company.

5% Discount on Flexible Benefit Plan Fees
Towne Benefits+ can also help your practice implement programs that enable your employees to pay health insurance premiums, medical expenses, and childcare expenses with pre-tax dollars, providing potential tax savings. 

Free, no obligation, Investment Consultation with an advisor at Towne Wealth Management or Towne Investment Group**

Our Raymond James Financial Advisors can thoroughly analyze your portfolio and provide a free report on asset allocation, industry exposure, historical return data and diversification.

Staff Benefits

Your staff works hard every day helping others, always ready to answer a question or take care of a special need.  As a TowneBank Professional Partner or Business MERIT member, your work family can enjoy these special privileges:

  • Towne Classic checking account^^ with no monthly maintenance fee, unlimited check writing, and direct deposit
  • First order of custom TowneBank checks free
  • Free Online Banking,  Bill Pay, and Mobile Banking^
  • 1/4% discount on installment loan rates*
  • $500 credit towards closing costs when financing a home mortgage with TowneBank Mortgage*
  • 25% discount on safe deposit boxes (based on availability)
  • No Fee Traveler’s Checks
  • No Fee Cashier’s Checks
  • Free Notary Services
  • Personalized Real Estate Services to help you buy or sell a home, choose a rental or vacation getaway, or provide assistance when relocating to or from the community.
  • Free Insurance Review with Towne Insurance for your home, auto, and personal needs.+

Is Private Banking Right for You?

Contact us or call 757-391-3546.

Send an Email

Quicken and Quickbooks are a registered trademark of Intuit Inc.

Only Deposit Products are FDIC Insured.

* Normal credit approval criteria apply.

✝ Floor rate applies.

+ Insurance and investment products offered through Towne Insurance and Towne Benefits, subsidiaries of TowneBank, are Not a deposit, Not FDIC-Insured, Not guaranteed by TowneBank, and may go down in value.

^Your mobile carrier’s web access and text messaging charges may apply. All terms applicable to Online Banking apply to Mobile Banking.

^^Direct deposit is requested for this free account (unless your employer does not offer such service). Membership is for one year and may be renewed for additional one-year terms by providing your Hometown Banker with verification of employment with an eligible employer.

 ** Securities are offered through Raymond James Financial Services Inc., member FINRA/SIPC, and are: NOT insured by FDIC or any governmental agency, NOT guaranteed by TowneBank, NOT deposits of TowneBank, and are subject to risk and may lose value. Towne Investment Group, Towne Wealth Management, TowneBank, and its Affiliates are not registered broker/dealers and are independent of Raymond James Financial Services, Inc. Investment Advisory services are offered through Raymond James Financial Services Advisors, Inc. Main office: 5806 Harbour View Boulevard, Suite 202, Suffolk, VA 23435. 757-638-6850.

Raymond James

 finra.org | sipc.org