Value Select

This interest bearing account is available to sole proprietors, husbands and wives operating unincorporated businesses, IOLTA and individual escrow accounts.  

Account Details
  • $3,000 minimum daily balance, $15 monthly maintenance fee if minimum not met  
  • 150 processed items per statement, $.50 for each item over 150
  • $10,000 cash-in processed per statement, $.25 for each additional $100 cash-in processed
  • $100 minimum opening balance
  • Free Online Banking and Bill Pay
  • Free Mobile Banking*
  • Business ATM/Debit card**
  • VISA® Platinum Business Rewards with no annual fee**
  • Interest bearing
  • Free member service inquiries
  • 24 hour on-call telephone banking
  • Unlimited TowneBank ATM transactions
Overdraft Protection
Overdraft protection links your checking account to one of your other TowneBank deposit accounts. In the event of an overdraft, available funds will automatically be transferred in increments of $100 from the linked account to the covered account. Nominal overdraft protection transfer fees apply.

There is no cost to link accounts, and you will only incur a fee if you use the protection.

Speak with your hometown banker to get started!

Coverlines, an unsecured line of credit linked to your account, are also available.**