Personal Checking Accounts
Choose the accounts you want to compare.
You've chosen of account(s) to compare |
Towne BasicA checking account with no monthly minimum balance requirements. |
Towne ClassicOur most popular checking account with unlimited withdrawals and checks. |
Towne GoldAn interest-bearing account on higher balances. |
Senior PartnersA checking account for those who are 62 or better. |
Hometown PartnersA checking account for those who protect and serve our communities. |
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Best for |
Towne BasicA simplified account, for those with fewer transactions and fluctuating balances. |
Towne ClassicAn advanced account for those with higher transaction volume with multiple ways to avoid monthly fees. |
Towne GoldA premium account for those who need easy access to interest-bearing balances. |
Senior PartnersA unique checking account, part of our Senior Partner program, that includes additional features and benefits. |
Hometown PartnersA specialized checking account exclusively for teachers, military, law enforcement, and other civil servants. |
Minimum opening deposit |
Towne Basic$50 |
Towne Classic$50 |
Towne Gold$50 |
Senior Partners$50 |
Hometown Partners$50 |
Daily balance requirements |
Towne BasicNo monthly minimum balance required |
Towne Classic$1,500 minimum daily, $2,500 average or $10,000 combined minimum daily. |
Towne Gold$2,500 minimum daily balance, or $5,000 average balance, or $20,000 combined minimum daily balance. |
Senior Partners$5,000 minimum daily balance in Senior2 Partners Checking and/or Savings. |
Hometown PartnersNo minimum daily balance requirement. |
Monthly maintenance fee |
Towne Basic$9 monthly maintenance fee |
Towne Classic$12 if minimum not met (free for students1 and seniors2) |
Towne Gold$15 monthly maintenance if minimum not met |
Senior Partners$20 if minimum not met |
Hometown PartnersNo monthly maintenance fee |
Access to Online & Mobile Banking |
Towne BasicOnline & Mobile Banking features |
Towne ClassicOnline & Mobile Banking Features |
Towne GoldOnline & Mobile Banking Features |
Senior PartnersOnline & Mobile Banking Features |
Hometown PartnersOnline & Mobile Banking Features |
Unlimited check writing |
Towne BasicNo |
Towne Classic |
Towne Gold |
Senior Partners |
Hometown Partners |
Deposit checks from anywhere* |
Towne Basic |
Towne Classic |
Towne Gold |
Senior Partners |
Hometown Partners |
Turn your debit card off or on |
Towne Basic |
Towne Classic |
Towne Gold |
Senior Partners |
Hometown Partners |
Free non-TowneBank ATM transactions |
Towne BasicFees vary by region |
Towne ClassicFees vary by region |
Towne GoldFees vary by region |
Senior PartnersUnlimited |
Hometown PartnersFees vary by region |
Overdraft protection available+ |
Towne Basic |
Towne Classic |
Towne Gold |
Senior Partners |
Hometown Partners |
Interest Bearing |
Towne BasicNo |
Towne ClassicNo |
Towne Gold |
Senior Partners |
Hometown PartnersNo |
TowneBank ATM/Debit Card |
Towne Basic |
Towne Classic |
Towne Gold |
Senior Partners |
Hometown Partners |
All Accounts Include
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Access to free Bill Pay
- Access to Towne Personal Online and Mobile^ banking
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Convenient debit cards with chip security
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Deposit checks anywhere with mobile deposit*
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Email and text notifications available to monitor your accounts
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Free transfers between your TowneBank accounts through online banking
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Monthly e-statements available
- Easily receive money from people you know using Zelle® in your trusted banking app.
- Track balances and monitor budgets with Money Management
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Turn debit card on and off with Towne Personal mobile app
1 Full-time students with parent's account at TowneBank.
2 Seniors 62 or better.
+Coverlines require credit approval and interest rate apply.
^Your mobile carrier's web access and text messaging charges may apply.
* Mobile check deposit is subject to availability and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposits and other restrictions apply.
**U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.